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Serving those who serve us.

The Heroes Mortgage Down Payment Assistance Advantage provides members of the emergency services and first responders with down payment assistance in the form of a grant equal to 2% or 3.5% of the purchase price.

Program Highlights

  • Can be up to 100% financing!
  • Down payment assistance is in the form of a grant, equal to either 2% or 3.5% of the purchase price.
  • May be combined with up to 6% seller concession for closing costs.
  • No resale or borrower repayment restrictions.


  • Any borrower on the loan application who is a current, retired,volunteer, non-paid, or plans to become:
    • First-responder: police officer, firefighter, public safety officer, paramedic, or emergency medical technician (EMT), including volunteers or similar
    • Educator
    • Medical personnel: nurse, doctor, phlebotomist, or health ambassador, or hospital, American Red Cross worker, or similar
    • Military personnel

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